Any enterprise , whether industrial or service is exposed to a risk of fire or explosion ; Not only this will cause considerable losses on the exploitation and revenues (damage or destruction of the local, the goods and machines, etc.), but can also cause damage to third parties (neighborhoods, nearby premises etc.)
In case of difficulties, SAA is at your side. We offer insurance against the risk of fire, putting all our expertise at your disposal.
To cover these fire and explosion risks, SAA offers comprehensive and customized products and services, guaranteeing :
Before subscription, SAA's "Prevention Experts" recommend you to make sure :
- That there is no accumulation of capital.
- That the building materials of the insured property are fire resistant.
- That there is no increasing number of external works near hot point work without protection or authorization of company officials.
- Adequate means of rescue.
- Safety requirements of the electrical installations.
- Available intervention teams trained on Emergency and Rescue Procedures.
SAA grants discounts to companies with effective means of protection against fire (fire extinguishers, security team, controlled electrical installations, etc.).
At the time of subscription, it is recommended to check the risk management system failures, and which can be at the origin of disasters.
In case of disaster, your company keeps the free choice of expert damage assessment.
It is recommended to complete this policy with subscribing to an "Operating loss after fire" policy.
If certain guarantees are automatically included in your Fire policy, the subscription of other coverage remains at the discretion of each company, according to its own specificities.
Our SAA “Fire Insurance” policy may extend to the company's choice with other guarantees, protecting the insured from :
SAA insurance offers additional guarantees covering the risk of the insured company liability, such as :
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